Your payday.
Your starting point.
Plan monthly, yearly and one-time income and expenses. See what’s coming next, in date order.
A little prep.
A lot more
peace of mind.
Bring your income, expenses and savings into one clear plan. Built around your payday, and everything you’re looking forward to.
No bank connection required.
Meet your new
planning buddy
planning buddy
Budget overview
BILLING PERIOD20 Oct – 19 Nov
Room to breathe€950.00after your planned expenses & savings
Income€3,200
Expenses€1,850
Savings€400
Life doesn’t always start
on the first of the month.
Neither should your budget.
Choose the billing period that works for you.
Choose the billing period that works for you.
Less figuring it out.
More having it together.
From the bills you know are coming to the little things in between. Give your money a plan that feels like you.
Your payday.
Everyday spending,
a little less guesswork.
Set flexible budgets for groceries, fuel and daily life. Log a spend and keep what’s left in view.
Big dreams.
Small, steady steps.
Give your savings a purpose. Set a goal, follow your progress and make room for what matters.
Illustrative examples. Some features depend on your access level.
One plan.
Your whole picture.
Money is personal. Sometimes it’s shared, too. Keep different budgets in their own spaces and see how the pieces fit.
Make a little room for what’s nextTry the “what if”
Explore a change in the simulator before changing your actual plan.
Plan together
Share a space with someone you trust. Choose who can edit and who can view.
See beyond this month
Cashflow charts and budget history help you understand the bigger picture.
A few things
you might wonder.
Does Prep connect to my bank?
No. You enter and manage your budget yourself. Prep doesn’t ask for your bank login, move your money or make payments.
Can I budget from payday to payday?
Yes. Choose your billing-period start day, such as the 20th, to see a period from 20 October to 19 November instead of a calendar month.
Can I use Prep on my phone?
Prep is built for iOS, Android and the web. You can start in your browser now. Store links will be added here when the apps are publicly available.
Does Prep use external AI?
External AI is currently disabled. Money Coach uses built-in rules to generate tips. We’ll update our privacy information before enabling an external provider.
How do I get help or delete my account?
Visit Support for help, or our account-deletion page for instructions. Account deletion is also available in Settings, with a 30-day recovery period. You can reach Nerrbase at [email protected].
Ready for what’s next?
Start with a plan. Take it one payday at a time.